Family owned & operated / Serving ChicagolandEnglish & Español / Call 773-916-0409
V&I ELECTRIC + HEARTH

Your project.
Your payment options.

Find convenient monthly payment options for your electrical project through Hearth. See personalized options within minutes, without affecting your credit score when you check your options.

You’ll continue to V&I Electric LLC’s branded page on Hearth.

MONTHLY PAYMENTS THROUGH HEARTH

Plan your project.
Find a payment that fits.

V&I Electric has partnered with Hearth to help you explore financing options for your project. Compare the options available to you and choose what works for your budget.

01

Up to $250,000

Loan amounts available through Hearth’s lending partners, subject to approval.

02

Monthly payment options

Explore personalized payment plans for your electrical project.

03

Funding in 1–3 days

Funding may be available in as little as 1–3 days after approval. Timing varies by lender.

04

No prepayment penalties

Pay your loan off early without a prepayment penalty.

05

No home equity required

Explore financing without needing equity in your home.

06

0% intro APR
up to 18 months

Qualified applicants may access credit card options through Hearth with 0% introductory APR for up to 18 months when they apply and are approved for an eligible card.

Financing is subject to credit approval and lender terms. Available loan amounts, rates, repayment terms, and funding timing vary. Checking options does not affect your credit score; applying for a credit card or applying for or accepting a loan may involve a hard credit inquiry. Hearth connects customers with lending partners; V&I Electric does not make lending decisions.

EXPLORE YOUR BUDGET

A monthly view
of your next project.

Use Hearth’s calculator to explore estimated payments. For personalized options and current lender terms, continue to your V&I Electric financing page.

See my payment options

Calculator results are estimates, not an offer of credit.

LET’S TALK ABOUT YOUR PROJECT

Share your plans.
Explore your options.

Use our Hearth inquiry form to tell us about your project. You can also continue directly to the V&I Electric financing page to check personalized payment options.

Prefer to go straight to your financing options?

See my payment options
Call 773-916-0409Financing inquiry ↗